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<title>Mantis Payments: Learn</title>
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<description>Plain-English guides to Monero, privacy coins, Tor and PGP, with sources: what each tool protects, and what it doesn't.</description>
<language>en</language>
<lastBuildDate>Tue, 10 Nov 2026 00:00:00 GMT</lastBuildDate>
<item><title>What is Monero (XMR)? A plain-English guide</title><link>https://mantispayments.com/learn/what-is-monero</link><guid isPermaLink="true">https://mantispayments.com/learn/what-is-monero</guid><pubDate>Tue, 10 Nov 2026 00:00:00 GMT</pubDate><category>Monero</category><description>Monero (XMR) hides who paid whom, and how much, by default. How it works, mining, supply, fees, its limits and how to start safely, with sources.</description></item>
<item><title>How private is Monero? What it hides and what it doesn’t</title><link>https://mantispayments.com/learn/how-private-is-monero</link><guid isPermaLink="true">https://mantispayments.com/learn/how-private-is-monero</guid><pubDate>Tue, 10 Nov 2026 00:00:00 GMT</pubDate><category>Monero</category><description>Monero hides the sender, receiver and amount of every payment by default. What it can’t hide, what research has found, and how to stay private.</description></item>
<item><title>Monero nodes: local vs remote, and what a remote node can see</title><link>https://mantispayments.com/learn/monero-remote-nodes</link><guid isPermaLink="true">https://mantispayments.com/learn/monero-remote-nodes</guid><pubDate>Tue, 10 Nov 2026 00:00:00 GMT</pubDate><category>Monero</category><description>A remote node can see your IP address and the transactions you send, but never your keys. How local, remote and pruned nodes compare, and how to choose.</description></item>
<item><title>Monero wallets explained: self-custody, wallet types and backups</title><link>https://mantispayments.com/learn/monero-wallets-explained</link><guid isPermaLink="true">https://mantispayments.com/learn/monero-wallets-explained</guid><pubDate>Tue, 10 Nov 2026 00:00:00 GMT</pubDate><category>Wallets</category><description>A Monero wallet holds your keys, not your coins. How self-custody works, the main wallet types, 25- and 16-word seeds, and how to back up safely.</description></item>
<item><title>Why exchanges delist Monero</title><link>https://mantispayments.com/learn/why-exchanges-delist-monero</link><guid isPermaLink="true">https://mantispayments.com/learn/why-exchanges-delist-monero</guid><pubDate>Tue, 10 Nov 2026 00:00:00 GMT</pubDate><category>Regulation</category><description>Exchanges drop Monero to meet anti-money-laundering rules, not because owning it is banned. A dated, sourced timeline, and where it’s restricted.</description></item>
<item><title>Privacy coins explained: how Monero, Zcash and others work</title><link>https://mantispayments.com/learn/privacy-coins-explained</link><guid isPermaLink="true">https://mantispayments.com/learn/privacy-coins-explained</guid><pubDate>Tue, 10 Nov 2026 00:00:00 GMT</pubDate><category>Privacy coins</category><description>Privacy coins hide who paid whom, and how much. How Monero, Zcash, Dash, Grin and others work, default vs optional privacy, and what they can’t hide.</description></item>
<item><title>Monero vs Bitcoin: how their privacy differs</title><link>https://mantispayments.com/learn/monero-vs-bitcoin</link><guid isPermaLink="true">https://mantispayments.com/learn/monero-vs-bitcoin</guid><pubDate>Tue, 10 Nov 2026 00:00:00 GMT</pubDate><category>Privacy coins</category><description>Bitcoin’s ledger is public; Monero hides the sender, receiver and amount by default. Bitcoin’s privacy tools, their limits and the trade-offs, compared.</description></item>
<item><title>Monero vs Zcash: how their privacy really differs</title><link>https://mantispayments.com/learn/monero-vs-zcash</link><guid isPermaLink="true">https://mantispayments.com/learn/monero-vs-zcash</guid><pubDate>Tue, 10 Nov 2026 00:00:00 GMT</pubDate><category>Privacy coins</category><description>Monero makes every payment private by default; Zcash makes privacy optional. How their cryptography, supply, funding and upgrades compare, side by side.</description></item>
<item><title>Is Monero legal? A country-by-country guide for 2026</title><link>https://mantispayments.com/learn/is-monero-legal</link><guid isPermaLink="true">https://mantispayments.com/learn/is-monero-legal</guid><pubDate>Tue, 10 Nov 2026 00:00:00 GMT</pubDate><category>Regulation</category><description>Owning Monero is legal in the US, UK, EU, Canada, Australia and India, but exchanges restrict it. The rules in each place, compared side by side.</description></item>
<item><title>Is Monero legal in the US? The rules in 2026</title><link>https://mantispayments.com/learn/is-monero-legal-in-the-us</link><guid isPermaLink="true">https://mantispayments.com/learn/is-monero-legal-in-the-us</guid><pubDate>Tue, 10 Nov 2026 00:00:00 GMT</pubDate><category>Regulation</category><description>Yes, Monero is legal to own and use in the US. What FinCEN, the IRS and New York require, and which exchanges list it, as of November 2026.</description></item>
<item><title>Is Monero legal in the UK? The rules in 2026</title><link>https://mantispayments.com/learn/is-monero-legal-in-the-uk</link><guid isPermaLink="true">https://mantispayments.com/learn/is-monero-legal-in-the-uk</guid><pubDate>Tue, 10 Nov 2026 00:00:00 GMT</pubDate><category>Regulation</category><description>Monero is legal to own in the UK, but Kraken won’t let UK clients trade it. FCA rules, HMRC tax, crypto reporting and the 2027 regime, explained.</description></item>
<item><title>Is Monero legal in Canada? The rules in 2026</title><link>https://mantispayments.com/learn/is-monero-legal-in-canada</link><guid isPermaLink="true">https://mantispayments.com/learn/is-monero-legal-in-canada</guid><pubDate>Tue, 10 Nov 2026 00:00:00 GMT</pubDate><category>Regulation</category><description>Monero is legal to own in Canada, but Kraken dropped it in 2025. FINTRAC and securities rules, CRA tax treatment and planned crypto reporting, explained.</description></item>
<item><title>Is Monero legal in Australia? The rules in 2026</title><link>https://mantispayments.com/learn/is-monero-legal-in-australia</link><guid isPermaLink="true">https://mantispayments.com/learn/is-monero-legal-in-australia</guid><pubDate>Tue, 10 Nov 2026 00:00:00 GMT</pubDate><category>Regulation</category><description>Owning Monero is legal in Australia, but Kraken and CoinSpot don’t offer it. What AUSTRAC registration, ATO tax and the 2027 licensing law mean.</description></item>
<item><title>Is Monero legal in India? The rules in 2026</title><link>https://mantispayments.com/learn/is-monero-legal-in-india</link><guid isPermaLink="true">https://mantispayments.com/learn/is-monero-legal-in-india</guid><pubDate>Tue, 10 Nov 2026 00:00:00 GMT</pubDate><category>Regulation</category><description>Owning Monero isn’t banned in India, but gains are taxed at 30% and Kraken and Mudrex have dropped privacy coins. The rules as of November 2026.</description></item>
<item><title>Is Monero legal in the EU? What changes in 2027</title><link>https://mantispayments.com/learn/is-monero-legal-in-the-eu</link><guid isPermaLink="true">https://mantispayments.com/learn/is-monero-legal-in-the-eu</guid><pubDate>Tue, 10 Nov 2026 00:00:00 GMT</pubDate><category>Regulation</category><description>Owning Monero isn’t banned in the EU. From 10 July 2027, crypto firms can’t keep accounts that allow anonymity-enhancing coins. What MiCA and the AMLR say.</description></item>
<item><title>What is Tor Browser? How it works and what it protects</title><link>https://mantispayments.com/learn/what-is-tor-browser</link><guid isPermaLink="true">https://mantispayments.com/learn/what-is-tor-browser</guid><pubDate>Tue, 10 Nov 2026 00:00:00 GMT</pubDate><category>Tor</category><description>Tor Browser is a modified Firefox that sends your traffic through three volunteer relays. How it works, what it hides, and its limits, in plain English.</description></item>
<item><title>Tor on iPhone and Android: what works and what doesn’t</title><link>https://mantispayments.com/learn/tor-on-iphone</link><guid isPermaLink="true">https://mantispayments.com/learn/tor-on-iphone</guid><pubDate>Tue, 10 Nov 2026 00:00:00 GMT</pubDate><category>Tor</category><description>There is no Tor Browser for iPhone, but there is one for Android. What the Tor Project recommends on each phone, how to set it up and what it cannot hide.</description></item>
<item><title>Is Tor legal? A country-by-country guide for 2026</title><link>https://mantispayments.com/learn/is-tor-legal</link><guid isPermaLink="true">https://mantispayments.com/learn/is-tor-legal</guid><pubDate>Tue, 10 Nov 2026 00:00:00 GMT</pubDate><category>Law</category><description>Using Tor is legal in the US, UK, Germany, India and Australia. In China it’s blocked and legally risky. What each country’s rules say, compared.</description></item>
<item><title>Is Tor legal in the US? What the law says</title><link>https://mantispayments.com/learn/is-tor-legal-in-the-us</link><guid isPermaLink="true">https://mantispayments.com/learn/is-tor-legal-in-the-us</guid><pubDate>Tue, 10 Nov 2026 00:00:00 GMT</pubDate><category>Law</category><description>Yes. Using Tor is legal in the US, and federal agencies help fund it. What stays illegal, how the FBI has identified Tor users, and the rules for relays.</description></item>
<item><title>Is Tor legal in the UK? What the law says</title><link>https://mantispayments.com/learn/is-tor-legal-in-the-uk</link><guid isPermaLink="true">https://mantispayments.com/learn/is-tor-legal-in-the-uk</guid><pubDate>Tue, 10 Nov 2026 00:00:00 GMT</pubDate><category>Law</category><description>Yes. Using Tor is legal in the UK, says the National Crime Agency. What stays illegal, what providers can be made to keep, and the Online Safety Act.</description></item>
<item><title>Is Tor legal in Germany? What the law says</title><link>https://mantispayments.com/learn/is-tor-legal-in-germany</link><guid isPermaLink="true">https://mantispayments.com/learn/is-tor-legal-in-germany</guid><pubDate>Tue, 10 Nov 2026 00:00:00 GMT</pubDate><category>Law</category><description>Yes. Using Tor is legal in Germany, which hosts more of the network than almost anywhere. What § 127 covers, relay operators’ liability, and a police case.</description></item>
<item><title>Is Tor legal in India? What the law says</title><link>https://mantispayments.com/learn/is-tor-legal-in-india</link><guid isPermaLink="true">https://mantispayments.com/learn/is-tor-legal-in-india</guid><pubDate>Tue, 10 Nov 2026 00:00:00 GMT</pubDate><category>Law</category><description>Using Tor is legal in India. What CERT-In’s VPN rules say, which networks appear to block Tor, what stays illegal under the IT Act and how bridges help.</description></item>
<item><title>Is Tor legal in Australia? What the law says</title><link>https://mantispayments.com/learn/is-tor-legal-in-australia</link><guid isPermaLink="true">https://mantispayments.com/learn/is-tor-legal-in-australia</guid><pubDate>Tue, 10 Nov 2026 00:00:00 GMT</pubDate><category>Law</category><description>Using Tor is legal in Australia. What the metadata and encryption laws mean for Tor users, how police have taken on Tor sites and what stays illegal.</description></item>
<item><title>Is Tor legal in China? What the law says</title><link>https://mantispayments.com/learn/is-tor-legal-in-china</link><guid isPermaLink="true">https://mantispayments.com/learn/is-tor-legal-in-china</guid><pubDate>Tue, 10 Nov 2026 00:00:00 GMT</pubDate><category>Law</category><description>Tor is blocked in China and legally risky to use. What the rules on cross-border connections say, who has been punished and what the Tor Project advises.</description></item>
<item><title>What is a PGP key? Public keys, key blocks and fingerprints</title><link>https://mantispayments.com/learn/what-is-a-pgp-key</link><guid isPermaLink="true">https://mantispayments.com/learn/what-is-a-pgp-key</guid><pubDate>Tue, 10 Nov 2026 00:00:00 GMT</pubDate><category>PGP</category><description>A PGP key is a pair: a public key you share and a private key you keep. What a public key block holds, how fingerprints work and how to check a key.</description></item>
<item><title>How to decrypt (and encrypt) a PGP message safely</title><link>https://mantispayments.com/learn/how-to-decrypt-pgp-message</link><guid isPermaLink="true">https://mantispayments.com/learn/how-to-decrypt-pgp-message</guid><pubDate>Tue, 10 Nov 2026 00:00:00 GMT</pubDate><category>PGP</category><description>To decrypt a PGP message you need your private key and a PGP app on your own device. Steps for Windows, Mac, Linux and phones, plus how to encrypt.</description></item>
<item><title>PGP vs GPG: what’s the difference?</title><link>https://mantispayments.com/learn/pgp-vs-gpg</link><guid isPermaLink="true">https://mantispayments.com/learn/pgp-vs-gpg</guid><pubDate>Tue, 10 Nov 2026 00:00:00 GMT</pubDate><category>PGP</category><description>PGP is the original encryption program, OpenPGP the open standard and GPG a free program that uses it. How they differ, and when they work together.</description></item>
<item><title>How to use Kleopatra to encrypt and decrypt with PGP</title><link>https://mantispayments.com/learn/how-to-use-kleopatra</link><guid isPermaLink="true">https://mantispayments.com/learn/how-to-use-kleopatra</guid><pubDate>Tue, 10 Nov 2026 00:00:00 GMT</pubDate><category>PGP</category><description>Kleopatra is the free PGP key manager in Gpg4win. Step by step: create and back up a key, import and certify keys, then encrypt, decrypt, sign and verify.</description></item>
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